You may have heard people say, "I got a great deal on my credit card." If you were looking for a credit card at that time, would you choose the one you were told was a good deal?
Let's look at what a good credit card deal might be. If you get the most out of a credit card deal, it's good. So, you've found a good credit card deal if a credit card fits your life in a way that lets you get the most out of it. It's important that you find a good credit card deal for the person who will be using the card, not for someone else. Different people have different ways of life and different credit needs. This is one reason why credit card companies offer so many different kinds of credit cards. If two people have similar lifestyles, it may be true that a credit card deal that is good for one person is also good for the other. But most of the time, a credit card that is good for one person won't be good for the other.
You might want to talk to people who just got a credit card recently if you want to spend less time looking for a good credit card deal. Still, it's up to you to decide what you need. For example, if you fly a lot to faraway places and travel a lot, you might choose a credit card with good travel benefits, rewards, and rebates. To get the best travel benefits, you might decide to get your credit card from an airline or a credit card company. A good credit card deal for shoppers might be one that gives them discounts, cash back, and rewards for shopping. You might decide to get your credit card from a retail store instead of a general credit card company because the credit cards they offer might be better for you. There are also credit card deals at gas stations, big grocery stores, and other places. You could use a general-purpose credit card if you don't have any specific needs for a credit card. Many of these credit cards give you reward points for every purchase you make with the card. You can then turn those points into cash or other useful rewards.
In conclusion, a good credit card is only good if it serves your needs, and there is no single credit card deal that is good for everyone.
