Before you can drive your new car home after buying it at a dealership, you must have car insurance. Sometimes car shoppers wait until they are at the car dealership before contacting their current car insurance companies about the new car. Sometimes, car shoppers who are shopping for their first cars - car shoppers who do not already have car insurance for another car - wait until the day of the purchase to buy a car insurance policy.
These ways are hard to do. Neither gives the new car owner time to shop around for a cheap car insurance quote, and leaves the new car owner with few car insurance options.
If you are in the market for a new car the best method is to get a cheap insurance quote before buying your car, and you can do so by following these tips:
You should choose your car before you buy it. There are several steps to this. First, choose the type of car you want. Keep in mind a safe, reliable car with many safety features will get you a cheap insurance quote. Then, look at sales papers, taking note of the car dealerships in your area that sell the car you want. Finally, visit the car dealership just to introduce yourself and let a salesman know your intentions.
Contact your current car insurance company. Let them know you are in the process of purchasing a new car. Tell them the make, model, and year, as well as everything that makes it safe. Ask them if they can give you a new car insurance quote.
Contact other car insurance companies. If you do not have a current car insurance company, or you want a cheaper insurance quote than what your current company gave you, now is your chance to shop around. Before you buy a car, talk to a few car insurance companies to get quotes on cheap insurance.
