There is money to be found. People are getting rich every day, no matter how many people tell you that we are in a starvation economy, that the market is doing this or that, and that it's too risky to "play the game." That's the truth.
Of course, the trick is to be one of those people.
"Yeah," you might say. "That person just got lucky. How likely is it that that will happen to me?" Well, nothing if you don't do anything to make your dreams come true. If you think you don't have a snowball's chance in hell of hitting "the big one" in the financial game, you're right. This is because you depend on luck.
Luck has nothing to do with getting rich. Oh, the guy you just read about may have been lucky, but he wasn't "just lucky." Because luck comes to those who are ready, you need to do the groundwork so you can take advantage of chance when it comes. You need to not only be able to see these chances, but also have the means to take advantage of them.
Having a plan for your financial future is part of laying the groundwork. What do you plan to do to get rich?
If you don't have one, like most Americans, you will keep things the way they are. But it's a whole different story if you realise that you and only you are in charge of your life.
Robert Kiyosaki, who wrote the Rich Dad series of books, says that you need to figure out how you think about money. You say you don't have a way of thinking about money? Sure you do, even if you don't realise it.
In his book "Cash Flow Quadrant," Kiyosaki writes about the four ways of thinking that his "rich dad" taught him. If you look at how you tend to make money, you can figure out what your own philosophy is. On the left side of the quadrant are the E's and S's, which stand for Employees and Self-employed. The E's philosophy is all about safety, while the S's philosophy is all about doing his own thing. There is nothing wrong with either way of thinking, but neither is likely to help you get rich.
On the right side of Kiyosaki's quadrant are the B's and the I's, which stand for Business owners and Investors. Kiyosaki says that the difference between a B and a S is that a B has built a system that he can set up to run itself, giving him more time to work on other business or personal projects. Kiyosaki says that a S just "owns a job." He is so important to the operation that he is almost a prisoner of it. He is very proud of the company he started. But we all know how demanding babies are, and if your business never grows up and can live on its own, it will take up most of your time.
The trick isn't to make a better product, then. It means to build something better and more efficiently with the resources you have. Don't make a job; make a system. Then you'll have enough money to take care of your own needs and make investments.
If you already have a lot of money, you can go straight to the I quadrant after investing in your own education and learning how it works. Investing is risky if you don't know what you're doing, but it's a different story if you do.
So get an education to lay the groundwork, and then build your wealth as if you were building a house. Don't skimp on the materials; instead, do it carefully. At some point, you'll be looking at a beautiful building that will help you get through any storm.
