You can see at least one person talking on a cell phone almost anywhere in the world today, and the road is no exception. More and more drivers are getting behind the wheel with their cell phones to their ears. Because of this, car accidents are more likely to happen. We all know that more car accidents lead to higher car insurance rates.
Even though statistics show a link between drivers using cell phones and a certain number of car accidents, many drivers still talk on their phones while driving, and many of them will be in an accident with another driver who is also using a cell phone. When you get into a car accident, your auto insurance rates usually go up, no matter what caused it. If you caused the accident and it turns out you were on your cell phone at the time? Let's just say that your car insurance company will be upset.
Stop chatting on your cell phone while you're driving if you're one of those people. Nothing is so important that you have to put your life and the lives of others at risk to tell your best friend, your significant other, or your sister or brother. Even if you're a parent coming home from work and realise you need to tell your partner to pick up the kids from school, stop.
If you're a parent of a teen who drives or is almost ready to drive, teach them not to use their cell phone while driving. Even less experienced than their parents, they don't need the extra thing to worry about.
Remember that a safe driving habit like not using your cell phone while driving will not only help you lower or keep your car insurance rates low, but it will also keep you and others from getting hurt or even killed.
