The new Discover Motiva credit card is meant to reward people for being smart with their money. Motiva gives its cardholders two ways to make money: the pay-on-time bonus and cash back. Customers don't have to spend a lot to get rewarded with the Discover Motiva card.
Bonus for paying on time
Those with a Discover Motiva Card who pay their bills on time will get bonuses. Paying at least the minimum payment due on or before the due date is called making a payment on time. Customers who meet this requirement for six months in a row will get the interest from the next month back as a "pay-on-time bonus." Cardholders will have the chance to receive two bonuses over the course of a year. This is the same as having two months with no interest. This is how Discover rewards customers who carry a balance and make their payments on time.
Money Back
The Discover Motiva Card has a cash back rewards programme as well as a bonus for paying on time. Cardholders will have the chance to get up to 1% cash back on everything they buy. Customers can choose how to use their rewards from a number of different options. They can even have the cash put right on their monthly bill, which helps them pay off their balances quickly. Discover cardholders can increase their rewards or even double them by exchanging their cash-back bonuses for gift cards from over 70 well-known partners.
Customers who use the Discover Motiva Card can earn even more cash back in other ways. Cardholders will get 5–20% cash back on purchases made through Discover Card's online shopping site, which includes stores like Target and Barnes&Noble.
Extras
The Discover Motiva Card has extra features that make it easier for customers to make payments on time. Cardholders can choose the date they want their payments to be due. This lets them set up a payment plan that works best for their money situation.
Customers can also sign up for free emails to remind them of things. There are important notices and reminders about upcoming due dates in these messages. This feature helps customers remember to pay their bills on time so they don't have to pay expensive late fees.
Discover cardholders can pay for things online or over the phone. They can do this at no extra cost, even on the due date. This gives the customer more chances to get the bonus for paying on time.
The Discover Motiva card has no annual fee and rewards customers who pay on time. It also gives cash back on purchases. The introductory rate on purchases with the card is 3.9%. It also has a balance transfer rate of 3.9% APR until 2010. For people with good credit, the regular APR on the Discover Motiva Card is not too high.
Discover has been making programmes to reward its cardholders for a long time. Discover, which has more than 50 million cardholders, now has a new reward for people who pay their bills on time. This was done because some customers thought that credit card rewards programmes only helped people who spent a lot of money. Customers don't have to spend a lot of money to get rewards with the Discover Motiva Card. This card is for people with good credit who want to be rewarded for being responsible with their money.
