Sears was the first company in the world to offer the Discover credit card. This was in 1985. It became popular quickly in the competitive world of credit cards because it offered cash back rewards of up to 1% on certain purchases, had no annual fees, and was the only card accepted by the United States Customs Service, which meant it could be used to pay customs duty. When the Dean Witter discover group merged with Morley Stanwood in 1997, the Discover credit card became a part of the Morley Stanwood empire.
Even though Discover is widely used in the United States and is starting to become known around the world, it is not easy to use in Europe.
Customers can apply for the Discover Platinum Credit Card on the homepage of the Discover Credit Card website. No annual fee or balance transfer fee will be charged to customers who apply for and get a Discover Platinum Credit Card. For the first year after getting a Discover card, there is no interest charged. Discover gives you 5% back in cash. Discover gives its customers a cash back bonus of 5% on some purchases and 1% on all other purchases. Fraud liability is not the responsibility of the customer.
When someone applies for a Discover credit card online, they will be able to choose from three different card designs. They could choose between a simple silver card with the Discover logo, a card with the American flag on it, or a clear blue card.
ShopDiscover is a programme that Discover Card offers as a way to reward its customers. When you shop online at stores like Barnes and Noble, FTD, and http://Overstock.com, ShopDiscover gives you extra cash bonuses, sometimes as high as 20%.
In addition to the ShopDiscover programme, customers with a Discover card can get a 5% discount when they buy plane tickets, rent cars, take a train, bus, or cruise. Discover also gives out cash back bonuses of 5% at random four times a year. Customers should check their e-mails and account statements to get the most out of these times.
Everyone knows that Discover Card gives a one percent bonus on all purchases.
There is the Discover Business Card for businesses. This card lets businesses get 5% cash back on office supplies, 2% cash back on gas, and 1% cash back on all other purchases.
The popular Platinum card from Discover also comes with a gas card, a student card, and a miles card. They also sell gift cards that can be loaded with any amount between $20 and $500. These cards can be bought in any denomination from $20 to $500. When a Party Balloon card is bought with a Discover card, 5% of the price will be given to the Make a Wish Foundation.
The customer service department at Discover Card is something the company is very proud of. All calls to the customer service desk are put on hold for one minute. The desk is open 24 hours a day. The customer service department can help with replacing cards, adding a new person to the account, answering questions, and changing an address.
