If you're looking for homeowner's insurance but can't decide between the many companies that have given you quotes, you'll need to set aside some time to compare the quotes you've been given.
Whether you found the home owner insurance companies in person or on the Internet, make sure the company has asked for an inventory of your home. Before giving a quote, home owner insurance companies want to know exactly what they're covering. If you accept a quote and buy a home owner insurance policy from a company that doesn't know what it's covering, you may be out of luck if you ever need your policy, like if your home burns down or is broken into.
Like I said above, always read the small print. After you get a quote for homeowner's insurance, find out exactly what it covers, what it doesn't cover, and what you might need to buy extra coverage for. Some insurance companies for homeowners might not cover everything in your home, while others might. Whether or not you are willing to move your valuables to another place (like a safety deposit box in a bank) or buy extra insurance will be a deciding factor for you. If you move your expensive belongings or buy extra coverage, you may get a lower quote on your homeowner's insurance. However, you need to think about how much it will cost you to move your things or buy the extra coverage.
Talk to a real person at all times. If you don't understand something, ask about it. If you don't like the answers or any of the quotes for homeowner's insurance you've been given so far, don't settle. Keep looking.
