It can be hard to find an auto insurance quote for a classic car. A classic car is hard to insure because it's hard to know how much it's worth and thieves like to steal them.
Also, restrictions are usually put in place. For example, your car usually has to be at least 15 years old, you have to have a good driving record, and you can only use the car a few times a month.
Even if you meet these requirements, it's not always possible to get insurance for a classic car. It depends on your situation. Remember that these car insurance companies are taking on a lot of risk when they insure a classic car, which is why they are so picky about who they accept.
Don't give up, though. Just because it's hard to get a quote for classic car insurance doesn't mean you can't get one if you keep trying. Here are some tips that will help you find the best insurance rate for your classic car.
The fact that classic cars are often stolen is one of the main reasons why they are so hard to insure. Simply put, classic cars are the most likely to be stolen in the country, which makes it hard and expensive to insure them.
Another thing to think about is how much the classic car is worth. Obviously, it's easy to figure out how much a newer car is worth because you can just look up the blue book value. Once a car is a certain age, though, its value starts to go up again. This makes it hard to figure out how much it's worth.
So, you probably don't want to get your classic car insurance from a regular car insurance company. Try to focus on companies that only offer insurance for classic cars, as they will know how to handle the tricky nature of this type of insurance better.
In fact, there are a lot of these companies, and it's not that hard to find them. Hagerty, Norwich Union, and Lelandwest are three of the biggest companies out there.
Before making a choice, you should probably get quotes from all three of these to find out which is the cheapest. Also, the company that gives you the most money for your car if it is stolen or in an accident might be the best one to go with.
In the end, it is very hard to get a good quote for auto insurance for a classic car today. Don't let that stop you, though. You will definitely be able to get the insurance you need if you shop around and compare prices with every classic car insurance company.
You can enjoy your classic car and get the insurance you deserve if you stick with it. Few things in life are as satisfying as fixing up and taking care of an old car. Not only does it make people look, but it's also a lot of fun to drive. These tips should help you get the best quote for classic car insurance and find the coverage you need to get on the road right away.
