Cheap car insurance is easier to get for a woman driver than for a man driver. There are a lot of reasons why a car insurance company might offer cheaper car insurance quotes to women drivers, but they all come down to one major statistic: statistically, women drivers are better drivers than men. "Statistically" is the key word here. This doesn't mean that female drivers are better drivers by nature, but it does mean that most female drivers have certain driving habits that most male drivers don't have. Because of these driving habits, most female drivers are at the top of the list for cheap car insurance quotes from car insurance companies.
The number of car accidents in which female drivers are involved versus the number of car accidents in which male drivers are involved is a major statistic that helps female drivers get cheaper car insurance quotes than male drivers. Male drivers are in more car accidents than female drivers, according to statistics. This could be because they've been lucky, because they're driving the cheerleading team around, or just because they don't care what the driver next to them thinks of them. Whatever the reason, the fact that women have fewer accidents means that their car insurance quotes are cheaper.
Men who drive still have a chance. If a man has never been in an accident or has only been in one, he should try to keep that number low or at zero. If he does this, he will get a quote for cheap car insurance. If a man has been in several car accidents and his insurance quote is high because of it, he needs to look closely at his driving record. By driving more carefully, he can get rid of the points on his record, and if he takes a defensive driving course, his car insurance company may give him a discount or at least not raise his rates.
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