If a lady and a man walk into the same car insurance office looking for cheap car insurance, the lady is likely to get a cheaper quote than the man. Why? There are really a lot of reasons. Statistics show that women tend to be better drivers than men, so insurance companies see them as less of a risk than men.
So how can a man get the same cheap quote on car insurance as a woman? The way a man shops for a car may be the most important change he can make, besides learning how to put the toilet seat down before leaving the bathroom.
Most of the time, accidents in which women drivers are involved don't cause as much damage as accidents in which men drivers are involved. One big reason why these car accidents don't cause as much damage is that the cars are safer. Of course, the way a person drives has a big impact on how much damage is done in a car accident. However, car manufacturers are making safer, more reliable cars than ever before.
Compared to cars of the past, cars today have better brakes, air bags for all passengers, and are built to last longer. These and many other things help make sure that the drivers, passengers, and vehicles (at least the safer vehicle) involved in a car accident will suffer less damage. Statistics show that more women than men drive these kinds of cars, so car insurance companies tend to give them cheap quotes.
So, the next time a man driver wants to spend a sunny Saturday at a dealership, he shouldn't put flashy but unreliable cars on his list. Instead, he should put safe cars on his list.
