If you are a female student, you may feel like the whole world is on your shoulders. You go to class every day, pay attention, take notes, and do what you can to take part. Then, at the end of the day, you have to run back to your dorm to get ready for more work. After all, your food and credit cards have to be paid for by someone, right? You don't go home from work to get a good night's sleep. Instead, you go to the library to study for a big test in the morning.
Tension, tension, tension!
Your car insurance policy doesn't have to be something that stresses you out. Since you are a student and a woman, you can get cheaper car insurance in two ways: because you are a woman and because you are a student.
If you bought your own car insurance policy, your gender could help you save money. From a statistical point of view, women are safer drivers than men. This doesn't necessarily mean that women are better drivers than men, but it does mean that most women drive safer cars, get fewer traffic tickets, and are in fewer car accidents than men. So, car insurance companies are more likely to offer cheap car insurance to women drivers than to men drivers. So, if you want to save money on your own car insurance, make sure to ask the insurance company if they offer discounts for women drivers.
If you can't afford to buy your own car insurance, for any reason, you might want to stay on your parents' policy. It's better than driving against the law, and you can pay your share of the bill. Your parents' car insurance will get a discount because they have more than one car, and the fact that you are a student may even get them an extra discount.
