You can find cheap car insurance by using an online broker and letting them search the market for you. However, cheap insurance could soon be a thing of the past after a shocking survey showed that millions of drivers risk having to make a claim on their insurance because they fell asleep at the wheel and caused an accident.
In September 2007, one of the best breakdown services and a road safety group called Brake said that more than 2 million drivers are thought to fall asleep while driving. Many of the drivers who were asked admitted that they used dangerous ways to stay awake on long trips. A shocking 78 percent of the people asked said that they kept themselves awake by cracking the window of their car open to let in some air or by listening to music instead of pulling over and taking a short nap.
When going on a long car trip, it's a good idea to get a good night's sleep the night before, be aware of the dangers of even just nodding off or dozing for a second, take a break every couple of hours, and if you need to, pull over and take a short nap.
Claims on car insurance are one thing that can make the cost of car insurance go up. If these results are true, then millions of people are at risk of having an accident because they fell asleep at the wheel, which could cause cheap car insurance premiums to go up by a lot. If you want to get the best deal on your insurance, you can do more than just make sure you don't fall asleep behind the wheel. For example, you can make sure your car has an alarm, have your windows etched, install steering wheel locks, and park in a garage instead of on the street.
The specialist broker will have access to the best insurance companies in the UK, so you can be sure that they will be able to find you cheap car insurance and also give you tips on how to save money on your insurance. Almost all specialist brokers have a FAQ page that clearly explains the different types of car insurance so you can choose the one that best fits your needs. The three types are fully comprehensive, which is the most expensive, third party fire and theft, and third party only, which is the cheapest insurance you can get.
If you're not sure which type would be best, ask a specialist, and always read the fine print of any insurance policy you're thinking about buying before you buy it. In the fine print, you can find out how much the whole policy will cost, what it covers, and how much the monthly premiums will be if you choose to pay for it in instalments.
