Today, everything is about change. We all want better choices that will make our lives easier and better. Things like loyalty, consistency, and discipline lose out to things like ease of use. In today's fast-paced world, people want speed and ease of use more than anything else. People today would rather fly than take a train. We text and call each other whenever we want. Because of the Internet, our lives are busier than ever. No longer are instant noodles the only "instant" thing in the world. Living in the moment has taken on a whole new meaning, even though getting things done as quickly as possible is becoming more and more important.
It's not surprising that cash is becoming less popular as a way to pay. And which payment method is getting ready to rule the world in the near future? You won't win anything if you figure this one out. You are right, I agree. The credit card is it. It's clear that a credit card has benefits that money doesn't have. It takes up little space and can be taken anywhere. If you do lose it, the money won't be stolen, at least if you call the police and the credit card company right away.
Then again, with the rise of online shopping, I wonder where we would be without credit cards. Enter your card number in the box on the screen, and you can be sure that the product you are buying will be sent to you soon. These are comforts that money can't buy.
You also have the option to switch from one credit card company to another. "Brand loyalty" is just a pair of words that don't mean much in today's world, where things change quickly. We all want our money to be worth something, and we want it right now. People are willing to give up their current credit card just to get a better deal somewhere else, which makes sense. People who want to cut their costs will always like a lower rate of interest. I guess that everyone fits into that group. Then, if you already have a credit card account, you can switch to one with a lower interest rate, especially if the new card lets you transfer your balance for free. There are many such conveniences in the world we live in now. Why should we not try to use them?
