Blue from American Express has brought credit cards back into the financial services world. It has grown over time to become one of the most popular cards that young adults use for all of their needs. It can also be used to pay for the small things you buy every day.
The Blue card from American Express is a good basic card for those who want a rewards programme and good rates. If you have a good credit history, Blue can be the best credit card for you.
The Fee-Free Reward Program for Blue
If you go straight to Blue from American Express's tempting rewards programme, you will get the following:
Blue's rewards are free, and you can use the rewards programme without having to pay anything extra.
Blue's fee-free Rewards Program lets you earn points on irresistible retail, travel, and entertainment just by using your card where you want to shop. Almost every dollar you charge to your Blue card earns you a point.
Blue's rewards programme is without a doubt one of the best in the credit card industry. It gives you a variety of rewards and doesn't put a limit on how many points you can earn or when they expire.
Things That Are Nice
As with most American Express cards, Blue has some important features that you should know about. Here are some of them:
Blue is a plain card that is usually paired with other cards. There is no yearly fee. Also, the introductory APR is 0% for up to 15 months, which is a very good deal, and you can always choose to pay in full or over time.
Since you qualify for the program's lowest rate, you can take advantage of discounts and other perks that come with American Express cards. (If you qualify, Blue is a great way to buy big things and pay for them over a long time. Now, if you don't plan on making big purchases, the long introductory rate makes it easier to carry a balance while paying off other cards.)
The card is mostly for people who travel a lot, since the points you earn can be added to several different frequent flyer accounts.
Accompaniments
BLUE from American Express comes with a lot of extra benefits. To find out what they are, just look at the list below:
ExpressPay for a Relaxed Ride at the Cash Register - Blue's ExpressPay is a way to pay that lets you buy things without having to swipe your card.
Fraud Protection Guarantee: With Fraud Protection Guarantee, Blue will cover your charges if they were made by someone else. Even if you use your Blue credit card in person or online, you will never be held responsible for charges that you didn't make. You can always feel good about going on a shopping spree.
Return Protection: If you want to return a certain item within 90 days of the date you bought it and the store won't take it back, American Express will refund the full amount. You'll get almost the whole purchase price back, up to $300 per item (minus shipping and handling fees) and up to $1,000 per Card account per year.
&61607; Year End Summary Online - At the end of the year, it will help you get a list of all charges. You can also get to the important information 24 hours a day, 7 days a week. This is important for doing your taxes and making a budget.
You can also get purchase protection, buyer protection, and longer warranties when you use Blue from American Express. A traveller would also want emergency card replacement, car rental damage insurance, travel accident insurance, and guaranteed hotel reservations.