Even if you don't believe it, more than 8% of American homes have credit cards. One reason for this is that credit cards offer conveniences that cash usually can't, like the ability to buy things quickly.
With credit cards, you don't have to run to the nearest or farthest bank to get the cash you need.
There are many cards to choose from right now. But there is one credit card company that has been making loans since the beginning of time.
First of all, if you're thinking about getting a credit card, look into what American Express has to offer.
Even though you might not believe it, American Express is thought to be the oldest and most used credit card in the world.
American Express is one of the most trusted financial lending and service companies in the country.
Since 1850, it has been in business, and it now has more than 78 thousand employees.
People use Amex because:
People know that credit cards, especially American Express cards, give their owners great customer service that can't be beat, as well as the ability to buy things quickly and other great benefits.
Whether or not you need an Amex card depends on what you want and how you live.
Here are the different kinds of Amex cards that everyone can enjoy. Check to see which card you like and which credit card application you should fill out.
How to Apply for a Blue Amex Credit Card
This American Express card lets you pay your bills automatically and gets you account updates.
It also lets you earn points and spend them. There is also a guarantee plan for people who buy this card.
The application for the green Amex card
This Amex card doesn't have a set limit on how much you can spend. Like the blue Amex card, this green one lets you pay your bills automatically and get account alerts.
You will also be able to take care of your own account online, via the internet.
The application for the Gold Amex credit card
Also, compared to the other Amex credit card applications, this Amex gold credit card application has more features.
They are similar to other card applications in that they don't have a set limit on how much you can spend and you can earn points and trade them in for rewards.
The travel perks and entertainment incentives are the add-ons.
The purchases you make with this Amex gold card are safe. Also, the card comes with car rental insurance, travel insurance, and insurance against fraud.
The application for the Amex Platinum card
This credit card also has a limit on how much you can spend that is not set in stone. But what makes it different from other credit cards is that it offers special services for travel, like limousine and private jet service, as well as insurance for any damage done while travelling, loss of a rental car, or accident.
This credit card also comes with insurance for your bags and roadside help.
Overall, credit card applications vary from one credit card company to the next. You have to find one that meets your needs, wants, and way of life.
What is shown here is the best credit card among the best ones. Whether you use Visa, Discover, MasterCard, or Amex depends on what works best for you.