There are a lot of credit cards with cash back on the market right now. Almost every big issuer offers at least one of these credit cards. Until you look deeper, it can be hard to tell the difference between these offers that seem to be the same.
You'll find that some have more to offer than others. The American Express Blue Cash card is a good example of this.
Money Tools from American Express Blue Cash
American Express made a place for credit card holders to manage their money online so that this often-tedious task would be easier.
Account management: You can pay your American Express Blue Cash bill online, as well as keep an eye on your account and all the transactions that go through it. This kind of control is especially helpful if you have given American Express Blue Cash credit cards to family members or friends and linked them to your account. If you want to stay in touch while you're on the go, you could also use the free American Express SMS alert service. This service lets you know when a transaction is made on one of your credit cards and reminds you when a payment is due.
Bill Payments: The online Bill Pay service can be used with American Express Blue Cash credit cards. With this service, you can pay your bills to more than 100 companies, either as a one-time payment or as a recurring payment. On top of that, when you pay this way with your American Express Blue Cash credit card, you get cash back.
- Summary of the Year: The year-end summary tool is very helpful, both for getting ready for taxes and for making a budget. It can be downloaded and printed, gives you a full year's worth of spending history, and lets you organise your spending by category.
The Blue Cash Protection from American Express
American Express has put in place a number of ways to protect people with American Express Blue Cash credit cards, including:
- Merchants: Those whose products don't meet the requirements or won't take returns.
- Travel: When you travel, American Express gives you access to their Global Assist Hotline, which can help you in case of an emergency. They also offer travel insurance and protection against car rental accidents and damage.
- Products: Extra warranties and protection against theft and damage.
- Fraud: Whether you shop in a store or online, your American Express Blue Cash credit card is safe from fraudulent use.
What is American Express Blue Cash Smart?
In addition to the financial tools and security measures that American Express gives its credit card holders, it also gives them a set of extra benefits that it calls "Smart Features." Some of the smart features of American Express Blue Cash credit cards are:
- Shop Smart: Shop Smart has deals and discounts on a wide range of well-known brands, from electronics to designer clothes.
- Travel: This Smart feature gives holders of American Express Blue Cash credit cards who make their reservations through American Express online guaranteed bookings, discounts, special offers, and low rates. If you are travelling and need help, you can call the Global Assist hotline or go to one of their 2,200 travel services counters in more than 130 countries.
