How can I get cheap health insurance if I don't have a job?
Even if you have lost your job, there are many ways to get affordable health insurance. Check out COBRA, which lets you turn your old group health insurance plan into a plan for yourself, or a state continuation plan that lets you keep your old group health insurance plan for a certain amount of time.
What if I didn't have health insurance at my last job?
Some employers don't offer health care benefits for a few different reasons. Since health insurance is not required by law, not all employers offer it. Also, if you only work part-time, you usually don't qualify for the health benefits package your employer offers.
If your last job didn't provide health insurance, you probably won't be able to get help through programmes like COBRA, conversion, or state continuation. You can, however, call your state's insurance department to find out if they have any low-cost health insurance plans for people who are unemployed. You might also want to find out if you can get Medicaid or health care from the state.
Is there a way for people who don't have jobs to get help with their prescriptions?
Yes. Many companies that make and sell prescription drugs have special programmes to help people who need prescription drugs but can't pay for them. If you know the company that makes your prescription medicine, you can contact them to find out more. If you don't know, you can get help from the insurance department of your state.
How can I find health insurance for my kids that doesn't cost a lot?
It is important that your children always have health insurance. If you can use COBRA, conversion, or state continuation, you should definitely do so. If not, be sure to ask your state's insurance department about state health care programmes for your children if you don't have coverage. Depending on how much you make and what you own, you may be able to get free or very cheap health insurance for your kids.
