No one likes to worry about the worst when they're planning a vacation. That's for the way back, when they're thinking about the pile of papers they have to deal with on Monday when they get back to work.
When you're travelling around the world, there are a lot of bad things that could happen. And when things start to go wrong, the last place you want to be is "away from home." A bad situation can be made much worse by being in a place you don't know, but having the right global travel insurance can really help.
"I never thought it would happen to me" is a common phrase I hear in my line of work. Luckily, the people who say it to me are the smart ones who bought global travel insurance anyway. You can never be too sure, so here are 5 situations where your UK travel insurance company would come to the rescue no matter where in the world you are:
A death in the family means you can't go on vacation.
No one can know for sure when a loved one will die, and since vacations are often planned months in advance, it's not surprising that the unexpected often happens and a family has to cancel or postpone their plans. If you don't have travel insurance, you'll have to pay for the losses yourself. If you have global travel insurance, the company should cover the costs so you can rebook at a better time.
Your daughter is in the hospital after a bad fall in another country.
Having a child play in a place they don't know well is often a recipe for trouble. If your daughter falls and breaks bones while you're on vacation, you'll have to go to the local hospital quickly and pay a lot. Even though everyone would be happy to pay for their daughter's recovery, it is always easier if your UK travel insurance company can pay for it. This gives you more money to spend on sightseeing when your daughter is better.
Your vacation home is broken into, and your things are taken.
There's no way to hide the fact that wealthy people on vacation are an obvious target for crime, and burglars often find a lot of valuable things in holiday apartments. If your stuff gets stolen while you're out enjoying the sun, it can ruin your trip. Luckily, the right travel insurance can save the day by replacing or paying for the stolen items.
You hurt someone you don't know on accident.
Let's say you're doing your own thing by the hotel pool when you accidentally bump into someone, causing them to fall and break their arm. If you don't have travel insurance, you might have to pay for their hospital bills or other damages. With travel insurance, their medical bills will be paid for by your personal liability coverage.
When you get sick, the future of your business is in danger.
Imagine the following: You're out of the country on urgent business for your company when you get very sick. The future of the company is at stake! Your travel insurance company can save the day, though, by paying for you to go home early and send a business partner in your place. They will also cover the costs of travel and lodging.
Sure, I know that most people have a great time on their vacations and don't run into any of these problems. After all, these aren't things that happen every day. But I've seen claims that show they do happen. And those are just the stories from people who bought global travel insurance: I can't prove it, but I think there are a lot of people who wish they had bought travel insurance because it would have given them peace of mind.
