People often get taken advantage of online because they don't plan well enough, do enough research, or ask enough questions. If you are thinking about signing up with an online dental company, the following tips will help you choose the best coverage for you with the best company.
- Figure out what you need: coverage for yourself and your family, coverage for your business, or coverage for a group. You will want to know this before you go to any website because you may have a set budget and don't want to go over it.
- Can you choose from a variety of discount dental plans? Some sites only show ads for one company, so you may want to look at rates from more than one company.
Are customer service reps available by phone or online form 24 hours a day, 7 days a week? If you have questions, you should be able to get in touch with someone quickly without being ignored or having to play "phone tag."
- How is a discount dental plan different from dental insurance? Discount dental plans are different from dental insurance in that they don't have annual limits, health restrictions, or a lot of paperwork. Once you join a discount dental plan, you can start saving right away. Some plans even offer discounts on cosmetic dentistry, orthodontics, and other dental specialties.
- How old does a member have to be to buy a separate plan? Depending on how old you are, there may be some rules or benefits.
- Do the website's rules make sense and are they easy to find? Companies won't put all the information on the home page of their website, so you'll have to look around to find the policies and read them.
- How do refunds and cancellations work on the website? Know how to get out of the membership before you sign up. Maybe you don't like the service or you find a cheaper site.
- How soon will service be turned on, and when can you start using it? Most services should be up and running within one to three business days. If it takes longer, you should contact the company.
- Does the site have a policy about privacy? Will your personal information be shared with business partners? Too often, we sign up for sites that share our information with other companies and then get a lot of email from those companies.
Click on the link at the end of this article to find out more.
