Concerning the Blue Cross
In 1929, Justin Ford Kimball started the Blue Cross at Baylor University in Dallas, Texas. It was made so that teachers could get hospital care for 21 days for only $6 a year. Later, more people in the Dallas area and then the whole country were added to the plan.
In 1939, the name "Blue Cross" was also used for other plans. Blue Cross is the name of a group of health insurance plans in the United States that work together.
It was made in 1929 at Baylor University in Dallas, Texas, by Justin Ford Kimball. The first plan gave teachers a guarantee that The plan was made available to more employees in Dallas and then across the country. In 1939, the American Hospital Association (AHA) chose the Blue Cross as the symbol for plans that met certain requirements.
So, as things stand right now, Blue Cross is an independent group of members that works on a service basis and protects people from the costs of mostly hospital care. The benefits are paid straight to the hospital. Different Blue Cross groups offer different benefits.
And then there's Blue Shield, which doesn't pay for hospital care but does cover the cost of surgery and medical care in a limited area on a service basis.
The real Blue Cross, which was a blue Greek Cross, was made by the artist Joseph Binder under the direction of E A van Steenwijk, who was the Company secretary of Blue Cross and Blue Shield of Minnesota.
Now, people in other parts of the country also started using the Blue Cross. At the moment, it is a trade group that brings together 40 health insurance companies from the US, Canada, and Puerto Rico.
Blue Cross operations are thought to take place as franchises in certain areas. At present these services are available in every state wihin the United States and every Canadian province
Blue Cross is a very common insurance company for both State and Federal government workers. They are also very important to the way Social Security is run. In the United States, there is a problem with health insurance.
There's a conflict between the insurance company's need to make money and its clients' need to stay healthy.
This need to make money has gotten out of hand to the point that one-third of the US population can't afford health insurance, and medical bills are now the main reason why people go bankrupt. This is why states and the federal government need to keep an eye on health insurance companies.
On the other hand, medical insurance companies could be caught off guard by something like the chicken flu, which would leave a lot of their clients with huge hospital bills.
In theory, this could put the insurance company out of business in a very short amount of time. So, medical insurance companies use a number of checks and balances to limit how much they pay out to beneficiaries.
People who want health insurance are also the ones who are most likely to have health problems, either now or in the future. It is also known that if the beneficiary's health care costs are low, they will use their medical benefits a lot more than if the costs are high.
So, in order to find a balance where medical services are available when they are needed but not abused to the point where you go to the doctor for every paper cut, the right safeguards need to be in place.
So, in theory, if people worked out, ate healthy food, and didn't use drugs, health insurance costs would go down because insurance companies would pay less money to doctors.
But you could also say that too much of the insurance premiums would go to pay the salaries of executives or be kept by the company as profits.
