Since you can insure almost anything these days, you might think that dental insurance is just another way for greedy companies to take more money from you for something you don't really need.
You're wrong, though. We all know how much it can cost to go to the dentist. Even a simple checkup can cost as much as GBP40, and that's without any treatments.
Good dental health is also important for our overall health, since problems in the mouth are often a sign that something else in your health needs to be looked at, even if it's just your diet.
A good dental insurance policy can help cover the cost of dental care, whether it's an emergency or a regular checkup. This way, you never have to worry about how much it will cost to keep your mouth, teeth, and gums healthy.
So, who gives insurance for dental care?
In their policies, many healthcare cash plan providers cover dentist bills up to a certain amount. There are also a small number of companies that now offer dental insurance on its own.
Coverage offered by insurers varies, but depending on who you buy a policy from and whether it's part of a cash plan or a stand-alone dental insurance policy, you can get coverage that will pay for regular dental care, dental emergencies, and dental injuries that happen by accident.
At the moment, only one insurance company covers serious dental problems, like reconstructive surgery or plastic surgery after a tooth injury or oral cancer.
How to get
As with any insurance, shopping around is the best way to get the best coverage at a price that fits your budget. You can find a lot of dental insurance companies and plans on the internet, so you can take your time to compare the terms and conditions of each plan, as well as its benefits.
So, you can make sure you get the level of coverage you need to keep your mouth, and your overall health and appearance, healthy, at a price that works for you.
