Do you think that just because you have auto insurance with a "big name" company that you have the best coverage?
You might not be getting as much attention as you think.
First, though, let's talk about how many accidents happen in the U.S.
What's True:
About 3 million people are hurt every year because of cars.
- 2 million permanent injuries
- 40,000 people die each year in the U.S.
About 40% of people who die in car accidents did so because they had been drinking.
- 30 percent to going too fast
33 percent were caused by a car driving off the road
People ages 1 to 37 are dying most from car accidents right now.
Every year, about one in thirty young drivers gets hurt in an accident.
Car accidents are four times more likely to kill a young driver.
- Not buckle up in their cars
- Drive recklessly
- Much more likely to move quickly
- And drink and drive
Every year, there are about 6.4 million accidents.
Every year, about 40,000 people die in car accidents.
You might wonder, "How likely am I to get into an accident?"
In 2002, there were 48,366 accidents on the roads.
- Your chance of getting into an accident in one year is 1 in 5,953.
The chances of you getting into an accident in your whole life are 1 in 77. Are you going to be one of the 77 people who have an accident this year?
Did you know?
In 2003, the most dangerous 3 hours were from midnight to 3 a.m. on Saturdays and Sundays.
In 2004, there were a total of 38,253 accidents that killed people.
- 10,304 Passenger Victims
- More than 26,756 drivers killed in crashes
4,641 pedestrians have been killed.
- 725 Bicyclists Killed
Let's talk about insurance next.
Here are seven things your auto insurance company should give you but doesn't.
- If your new car is totaled in the first year, the full cost of replacing it will be paid for at no extra cost.
- Discounted prices for people who belong to certain groups of jobs.
- Free temporary coverage for college-aged kids who are home for the holidays.
- No collision deductibles if both drivers are customers of the same company and are in an accident.
- Your policy includes towing and roadside assistance at no extra cost and with no need for reimbursement.
- Increasing the coverage and limits of your policy when you drive in Mexico within 100 miles of the U.S. border.
- There are bilingual insurance agents who are available 24 hours a day, 7 days a week to help with your policy or take reports of claims.
Want to find out how much your car insurance costs? Stop by this trustworthy carrier today.
Auto insurance experts at www.InsuranceByState.org.