Now that the Internet makes prices more clear, health insurance companies in Florida are feeling the effects. No longer does getting multiple health insurance quotes from the best Florida health insurance companies take days or even weeks. The easiest and most efficient way to get health insurance in Florida is to make the top three companies (Golden Rule/United Healthcare, Aetna, and Humana) compete for your business.
If you cringe at the thought of a United Healthcare agent, an Aetna agent, and a Humana agent all crowding around you with a swarm of other Florida health insurance agents and trying to sell you their company's policy, keep reading. Shopping for health insurance on the Internet has made everything easier. There are a lot of websites that offer quotes for Florida health insurance, but there are a lot of important differences between the different kinds.
There are two main types of websites that give Florida health insurance quotes: Insurance Companies and Marketing Companies.
Marketing Organizations don't sell insurance and aren't regulated by any insurance department. They also don't know much about Florida health insurance in general. But they can provide a service that some people might find appealing. What can they do to help you buy health insurance?
They act as a go-between for people who want to buy health insurance in Florida and health insurance agents in Florida. When Mrs. Smith in Tampa, FL asks for a health insurance quote, the marketing company sells her information as a "lead" to 5 or more Florida insurance agents.
Putting aside concerns about privacy and the qualifications of the health insurance agents who will buy your information, the bigger and more practical question is whether you really want five or more insurance agents trying hard to get your business.
Imagine that every health insurance agent is taught in their sales training to call you at least 5 times and email you at least 3 times before "giving up" on you as an insurance prospect: That means that different insurance agents have called you 25 times and sent you 15 emails.
The second type of website that gives Florida health insurance quotes is one that is run by an insurance agency. It is very important to find an independent Florida insurance agency, which means an agency that doesn't have to work with just one health insurance company and can give you quotes from all of the best Florida health insurance companies. This is also why we won't look at the websites of the health insurance companies themselves, which are a kind of third group of websites that offer Florida health insurance quotes. These can be helpful, but they take a lot of time. There is a better way to buy health insurance in Florida. Continue reading).
Most sites for independent insurance agencies have a way for you to get quotes for Florida health insurance. But there's a much better way to look for health insurance in Florida! Instead of waiting for your request for health insurance quotes to be filled, look for a website that gives you instant and LIVE quotes from the best health insurance companies in Florida.
With instant LIVE Florida health insurance quotes, you get the best of both worlds: competitive pricing by comparing quotes from the top Florida health insurance companies side by side (which is the strong point of the marketing organisation website model) and personal, expert help (the strong point of the insurance agency website model). Not to mention the added benefit of seeing quotes for health insurance from different companies in the same format, which makes it easy to compare benefits side by side. This makes it possible to compare "apples to apples."
In less than 20 seconds, you can see up to 20 LIVE Florida health insurance quotes from top companies like Aetna, Humana, and Golden Rule/United Healthcare. Look at LIVE Florida health insurance quotes right now and take advantage of how clear prices are on the Internet!
