What do you do when payday is three days late and you need the money to get out of a financial jam? If you're like more and more people, you use a service like United Cash Loans to help you out. United Cash Loans offers $100 to $500 in short-term personal loans. Most of the time, your loan is approved in a matter of hours, and the money is in your bank account the same day.
Who can get a loan from United Cash?
Most places that give cash payday loans don't check your credit, and getting a loan from them is easy. In a few words:
You have to be 18 or older, which is old enough to legally sign a contract.
- You must have a regular source of income that can be checked.
- You must have a verifiable income of at least $1000 per month.
- You must have a checking account that is still open.
How do I get a loan from United Cash?
Applying for a payday loan online is easy, but you should still take it seriously. With most companies, getting a loan is as easy as filling out a simple form that takes about two minutes. The form will ask you for your contact information and a few easy questions. Within an hour, a loan officer from the payday loans company will call you back to talk about your loan needs and help you finish the application process.
If I'm approved, how do I get my money?
Most payday loans require you to agree to let the lender make an EFT deposit to your checking account. The money will be sent to you by other companies through Western Union.
There are a lot of companies that don't do the right thing. If you want to get a cash advance payday loan, the office of the attorney general suggests the following.
Find out more about the company before you do business with them. Make sure you have their street address and phone number so you can get in touch with them. Check the Better Business Bureau's website to see if any complaints are still open.
Carefully read the loan's terms and conditions to make sure you know what you're agreeing to.
Shop around for payday loans to find the best deal. The borrower's fee you pay to different companies can range from $12 to $30 per $100 borrowed.