The medical term for a surgery to make a woman's breasts bigger is "breast implants." The cost of this surgery is high. So, most people who want to get breast implants turn to their private insurance companies for help paying for the surgery. Before a patient can get breast implants, their doctor must do an evaluation to see if they are a good candidate. This could include a physical exam, a look at the patient's medical history, and figuring out why the patient wants this kind of surgery. Both the surgeon and the primary care doctor will talk to the patient about the pros, cons, and overall outlook after surgery.
Before moving forward, the patient should check with his or her private insurance company to see if this type of surgery is covered by the policy. Because breast implants are a type of plastic surgery, many insurance companies won't pay for them. If breast implants are covered by their policy, the next step will be to send the insurance company letters of recommendation.
This letter will come straight from your surgeon's or doctor's office and ask for money for the breast implants. A copy of the patient's medical records will also be sent along with this letter. Most of the patient's medical records and receipts will need to be gathered by him or her. It's a good idea to start doing this as soon as possible, since letters of recommendation can't be sent without it.
Most doctors expect to hear back in a few weeks after sending in letters of recommendation. But decisions can take anywhere from two weeks to several months, depending on the insurance company. If the insurance company says no, the doctor will usually keep working with the patient to provide more proof that she needs breast implant surgery. If the patient keeps getting turned down for coverage, it may be necessary to look for other ways to pay for the care. This could include a payment plan that the hospital offers and that requires the patient to agree to pay for the surgery in monthly instalments. A loan from a bank or credit union is another option. Whether or not the loan is approved will depend on the patient's credit history and other things.
This article is only meant to give you information. It shouldn't be used in place of or along with medical advice from a professional. Anyone thinking about getting breast implants should talk to a licenced doctor to get a proper diagnosis and more information.
