In case of an accident, car insurance covers you, your passengers, and your car.
Liability coverage is something that many states require you to have on your insurance policy. If you are at fault and cause damage to someone else's car, liability insurance will pay for the repairs. So, if you're in an accident and you're to blame for the damage, your liability car insurance will pay for the damage based on the terms of your policy.
Collision coverage means that if you get into an accident, your car insurance will pay to fix or replace your car.
Comprehensive coverage helps pay for damage to your car caused by things like bad weather, theft, and vandalism.
Your car insurance will have a deductible, just like any other insurance. The amount of the claim's deductible is something you have to pay. As your deductible goes down, your car insurance costs will go up. If your deductible is higher, your car insurance will be cheaper.
Also, keep in mind that as your car ages, the price of your car insurance will go down. Of course, that's only true if you haven't gotten any tickets or been in any accidents. You can also think about how much coverage you get as your car gets older. Some people think it's better to only have liability insurance on an old cat. Of course, whatever you want to do is up to you.
I hope this has helped you understand a few things about car insurance. If you want to find out more, do a little research on your own and see what you find. Or ask questions when you are inquiring about a certain insurance policy. Before you get insurance and sign on the dotted line, it is always best to know everything. Best of luck!
