Are you looking for term life insurance that doesn't require a medical exam? Have you been looking for life insurance online, but there are so many options that you don't know where to start? There are so many sites to pick from.
Why spend hours online searching when you already know that buying life insurance is the best choice for you and your family? And term life insurance gives you the most protection for your family for the least amount of money.
With the technology available online today, getting term life insurance without a medical exam is quick, easy, and cheap for almost everyone. If you qualify, you can get Instant Approval Life Insurance from more than one company.
You can fill out an application online and find out in about 15 minutes if you are eligible. You're right! Done with paperwork. No more needles or painful medical tests. No more dealing with pushy insurance agents. And you won't have to wait 4 to 6 weeks to get your life insurance policy in the mail anymore.
Today, you can buy life insurance online and print your policy as soon as you pay your first premium online, usually with a credit card. If you qualify, you can get your life insurance "In Force" with some companies right away.
Not everyone can get insurance, though. Most of the time, you do need to be in good health. But you might be able to get no exam life insurance even if you take medicine, are overweight, or smoke. This is true even if you might not be able to get life insurance from other companies.
You should know that term life insurance with no medical exam may cost more than other types of life insurance. But for you, the benefits may be worth more than the cost. Among the benefits are instant approval, no needles, no medical tests, no waiting for the mail, coverage that is "in force" today, no doctors, and no pushy insurance agents. We could keep going.
As we've already said, there are two problems. One is that the premium might be a little bit higher. And not everyone can get insurance.
No exams make it easy to find out if you can get term life insurance. You just have to answer a few simple questions about your health to get your quotes right away. Then you decide if the rates are good enough. If so, you can fill out an online application in about 5 minutes. Most of the time, you find out within 10 to 15 minutes if you're approved for life insurance. Then, you can pay your first month's premium online and get your policy right away. It's really that easy. No waiting around, a lot of paperwork, or annoying medical tests.
Make sure to find out how financially stable your life insurance company is. It's usually on their website or in the quote for your life insurance. Also, paying your life insurance premium once a year is usually cheaper than paying it every month. Lastly, when you buy your policy online, you don't have to deal with an uncomfortable, pushy salesperson trying to sell you the policy over dinner.
Term life insurance plans that don't require an exam can give you and your family the protection you need at rates that fit your budget. It's worth a few minutes to get an instant quote and decide if you want coverage right away. There's no trouble, and there's no hard sell. It's up to you.
