If you own a static caravan holiday home, you should think about getting insurance to cover both the caravan and the things inside it. There are two types of insurance you can get for your static caravan: insurance for the caravan itself and insurance for the things inside the caravan.
If you insure the static caravan, you will be covered if it gets stolen or damaged. The insurance can cover a "new for old" policy, which means that if the caravan is so badly damaged that it can't be fixed, it can be replaced with a new one. If this happens, some insurance companies will replace the static caravan if it is less than 20 years old. Policy to policy, the age at which "new for old" applies will be different. Some companies will only trade your old caravan for a new one if it is less than 10 years old. You should call the insurance company to find out what their exact rules are.
The content can be covered by a general policy that gives the whole thing a value. You can also get insurance for valuable items that you own individually.
Here are some examples of:
Switch old for new
Alternative accommodation costs
Costs of trash removal and repositioning
Installations and parts
Who Is Responsible?
Fatal Accident
Also, you should think about the policy's excess, which will be different from one company to the next. Also, check the details of the policy to see if it covers new for old and if there are any extra covers.
Make sure you get at least three quotes when you ask for one. The more quotes you get, the more likely you are to get good value for your money. Getting quotes online is a quick and easy way to get more than one quote.
