With layoffs, buyouts, and other financial problems facing companies today, it may be hard to keep a good health insurance policy. But the government has set up a few programmes that, if you act quickly enough, will let you keep the same coverage...
Bankruptcy used to be a big no-no, but now it's pretty common. Without even thinking about it, tens of thousands of Americans face bankruptcy every year.
Why many businesses go bankrupt
There are many things that can cause a...
Sadly, credit card fraud and identity theft tend to go up around the holidays, so right after the holidays is a great time to check your credit report. This article will tell you when and how to check your credit report, as well as why you...
What should you do if you think your identity has been stolen or if you know it has? Identity thieves don't cause the chaos, but they have to clean it up in the end. No one but the person whose credit was ruined by an ID thief can do...
Refinancing is a popular topic right now, but few people really know what it means. People often ask me if they should refinance their home, so let's take a look at that first.
You might want to refinance your home for many different...
This holiday season, it's likely that more people will use credit cards. As usual, people want to buy gifts for their loved ones, and stores are looking forward to making a lot of money. This is, without a doubt, the best time of year for most...
Get a report and analysis of your credit
It is very important to look at and understand your credit report. Why does this matter? For one thing, if you want to buy a house or get credit for another big purchase, you'll need a clean...
When the bank is taking your home back, it's easy to feel helpless, but it doesn't have to be that way. During the foreclosure process, there are things you can do to get the bank to let you keep your home. If you are behind on your mortgage...
People are becoming more and more aware of how important it is to have a good credit score. Having one is important if they want to, among other things, get loans with lower interest rates, a job, or even an apartment. So, if they want a good...
If you own a house, you should always have a fire escape ladder. It can save your life and should be a part of your home safety because of that. A fire can quickly spread through your whole house, usually in less than a minute. Even if you have...