If you plan to live in your home for at least 10 years and want your mortgage payments to stay the same, you should think about getting a fixed-rate mortgage. Fixed-rate mortgages can be taken out for 10, 15, or 30 years, and they give you the...
A home is built with love and dreams, while a house is made of walls and beams. One thing, however, is the same between a house and a home, and that is a mortgage. If your house is the stuff of your dreams, your mortgage payments could give you...
Even though the housing market has "softened" in recent months, there are still a lot of good reasons to get a new home loan at the current 30 year mortgage rates. You can get a low fixed rate, affordable monthly payments, and cash from your...
The annual percentage rate, or APR, is an important thing to think about when choosing a credit card. When it comes down to it, APR is just the rate of interest that your credit card company will charge you. The APR on credit cards can be...
A recent survey found that nearly 40% of women between the ages of 30 and 55 worry that they won't be able to save enough for retirement and will spend their retirement years at or near the poverty level.
The National Women's 2005...
This article will talk about why this topic is so important and how you can use this information to your advantage.
It used to be the first choice of most borrowers because the total payments are spread out over a longer period of time and...
Do some research online about borrowing or taking out a loan from your 401(K) plan, and about 99 percent of the sites you visit will tell you never to borrow money from your pension.
So why did I take something from yours? I will tell...
Loan is the agreement that one party (the lender) gives another party (the debtor) ownership of things (usually cash or securities), and the debtor has to pay back the things in the same quality and amount, whether or not they pay interest on the...
Most people looking for a home mortgage loan only care about the interest rate. http://www.mortgagesort.com They keep an eye on mortgage rates every day and write down any changes. They do this to try to figure out what direction rates are likely...
Imagine getting the house of your dreams. Even though your credit isn't great, you get a subprime loan with an adjustable rate mortgage. After a few years, the interest rates go up, making it impossible for you to pay. You see an ad for a...