People in today's world have different ideas about debt and paying it back. Some people will always have a very "lax" attitude about debt and paying it back, but the vast majority will take the matter very seriously. For example, if they own a...
When stock prices start to move within a certain range, falling to known lows and then rising to known highs before falling again, this is called a "consolidation" or "congested" phase.
Most of the time, you can see typical consolidation...
I almost lost my job not long ago. Some people didn't understand each other. The misunderstanding was cleared up, and now I'm able to keep my job. I'm not here to talk about what's making people think that way. But I wanted to talk about what I...
The U.S. has the biggest economy in the world and is entering its fifth year of growth. The housing market, which is expected to slow down this year and could bring the economy down with it, is the biggest risk. Many people bet that the housing...
Debts can either be secured or not. Most secured debts are tied to an asset, like your car or house for a car loan or a mortgage. If you stop making payments, the lender has the right to take your car or house. Unsecured debts are those that...
Tax savings is one of the most important things for a person to do since we pay taxes on up to 40% of our hard-earned income.
Different banks offer different types of tax-saving fixed deposits with high-interest rates and a lot of tax...
America is in deep trouble. In fact, it was broken. If America was a public company, it would have shut down a long time ago. The receivers would have looked at the company's books, said the business was dead and called it quits.
Like a...
What happens if I don't pay my mortgage on time?
Foreclosure may occur. This means that your lender has the right to take back your home. If this happens, you have to leave your home. If the value of your home is less than what you owe...
Since 1934, the Federal Housing Administration has helped people in the United States get loans. Here's a quick look at the Administration, which is also known as the FHA.
Housing and Urban Development
In a strange way, the...
More and more auto and home insurance companies are looking at a customer's credit report to decide whether or not to give them a policy, whether or not to renew it, and how much to charge for it. This brochure is meant to help you understand, in...