In 1935, the Social Security Act, a federal benefits programme, was created in the United States to help people pay their bills after they retire or become disabled. This was done to ease the everyday worries of many people. Social Security is a...
Up to 85% of your Social Security benefits after you retire may be taxed. Here's how to find out how much of your income is taxed and what you can do to lower or get rid of any tax.
Among all the money problems that come with being an...
Everyone wants to be able to buy a house one day, and it can be cheaper than renting in many cases. So why shouldn't someone with bad credit be able to get the loan they need to buy a house? The truth is that there are more than a few lenders who...
Robert Lamoreaux, who wrote Winning or Losing the Financial & Retirement Race, says that everyone who is alive today is running in the retirement race of their lives. As with any race, there are rules to follow and times are kept to figure out...
How much money must be lost before we realise that there is no safe and easy way to make money with investments? When do we figure out that most of our mistakes are caused by greed, fear, or having too high of hopes for what we have? Successful...
Where do you keep the money you set aside for annual or semi-annual payments or for times when you need extra cash quickly? You don't want to take money out of any of your savings or investment accounts because you might have to pay a fee or it...
As you read this article, you may realise that the best part of your life could be in Asia, and the best time is now.
Most articles about retirement are about where to retire in the United States. The AARP, on the other hand, says that...
A secured loan is one of the most popular ways to borrow money. The word "secured" means that the loan is backed by some property, like a house. If you don't pay back the loan, the lender can take this security. Any property can be used to get a...
How do you get a loan if you don't have a good credit score? If you have filed for bankruptcy, is it even possible? Well, yes is the short answer. It might be hard, though, so you should be ready to hear "no" a few times. You should also be...
As a way to turn home equity into cash, reverse mortgages are becoming more and more popular. Before you get a reverse mortgage, you should know how it can affect your government benefits.
Reverse Mortgages and Government...