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Is Credit Scoring Important In Your Life?

By Team iBizExpert On April 12, 2022 09:40 AM No Comments

To get out of debt and improve your financial future, you need to know how your credit score and credit report work. Here is the information you need. You might wonder why some people with the same income or job can walk into a bank and...

Fico Frequently Asked Questions

By Team iBizExpert On March 28, 2022 08:24 AM No Comments

So, you've decided to combine your debts and try to raise your credit score at the same time. You got your credit report and looked it over, and everything seems pretty good. Do you want to know more about what FICO stands for? Don't worry, you...

Understanding Credit Scoring On Mortgage Refinancing or Second Mortgage Loans.

By Team iBizExpert On February 15, 2022 05:18 PM No Comments

"Credit scoring" has been a way for lenders to figure out if a person is a good credit risk for years. Credit scoring has become a hot topic recently, in part because mortgage lenders are willing to use it to figure out how likely someone is to...

Insurance And Your Credit Report (Part I)

By Team iBizExpert On February 04, 2022 01:46 AM No Comments

More and more auto and home insurance companies are looking at a customer's credit report to decide whether or not to give them a policy, whether or not to renew it, and how much to charge for it. This brochure is meant to help you understand, in...

Are You Ready For A New Credit Scoring System?

By Team iBizExpert On January 03, 2022 10:18 AM No Comments

Provides information and tips about the new credit scoring system that will be used by creditors and the three major credit bureaus in addition to the FICO score. Janet just got her free credit report for the year. She was happy with what...