To get out of debt and improve your financial future, you need to know how your credit score and credit report work. Here is the information you need.
You might wonder why some people with the same income or job can walk into a bank and...
Are you one of the many homeowners who chose a mortgage with a variable rate in the last five years? Have your interest rate and payment both gone up? Jim Kemish, a Florida mortgage expert, talks about the current state of the market and a new...
The Big Three credit reporting agencies (Equifax, TransUnion, and Experian) use the same formula to figure out your FICO score or credit score, but they do it on their own. Your score has a big effect on how well you can handle your money. If...
People often think of credit reports like going to the dentist: they have to do it, but they don't like it. This is especially true for people who have had money problems in the past. However, it's important to know what's in your credit report...
Are you looking for a way to get out of your growing debt that keeps getting worse? Your first thought might be to hire someone to fix the problem, but if you already have money problems, this might not be the best choice. Why not learn how to...
Let's say you want to buy a new car or take out a mortgage. You're sure that your application for credit will be approved because you have good credit, but when your credit report comes back, it says that your application was turned down. Or,...
In today's fast-paced world, where technology is always getting better and there are always new luxuries, goods, and home appliances coming out, it is hard to find enough money to buy all the things we want and need. Many people buy things on...
If you want to buy a house, condo, or some other kind of real estate, you should know how your credit score will affect the process. Most people who buy property don't have enough cash in the bank to pay for it all with cash. Most of us instead...
Even if you only raise your credit score, or FICO, by 50 points, you could save hundreds of dollars a month in lower payments. This is because the interest rate that lenders charge you for auto loans, mortgages, and credit cards is directly...
Have you seen those commercials on TV late at night? You know the ads that say you can get rid of bad credit in one night. What about those ads that say you can get a major credit card without a down payment or even a credit check?
There...