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Is Congress Regulating Any Credit Card Policies?

By Team iBizExpert On April 12, 2022 09:02 AM No Comments

Congress keeps reminding us that they have the final say on how things are run, even though it sometimes seems like credit card companies have control over everyone. Since Congress is looking into several credit card-related issues, there will...

Everything You Need To Know About Mortgage Regulation

By Team iBizExpert On March 27, 2022 01:00 AM No Comments

Mortgage sales were regulated on a voluntary basis by the Mortgage Code Compliance Board (MCCB) until midnight on Saturday, October 30, 2004. Both lenders and brokers had promised to follow this code, which has now been shut down. This...

10 Tips To Finding The Right Mortgage Loan Broker

By Team iBizExpert On March 12, 2022 09:38 AM No Comments

More than half of all people who need a mortgage use a broker to set it up. But how do you start looking for one? How do their services work, and should you pay for them? #1 There are literally tens of thousands of mortgage brokers in the...

Why are Reverse Mergers Often the Victims of Short Sellers?

By Team iBizExpert On March 12, 2022 05:25 AM No Comments

In the OTC Bulletin Board Market, there is a lot of wrongdoing, and a lot of money is made as a result. Regulators are trying to solve the problem, but they can't stop it without taking drastic steps that will hurt the small and micro-cap...

Pink Sheets Discover Disclosure.

By Team iBizExpert On March 11, 2022 05:02 PM No Comments

Once upon a time, there were three kingdoms in the world of finance. The most famous was also the most snobbish and wealthy, and its people were well-known all over the world. Its king was the New York Stock Exchange (NYSE), and the king ruled...

Regulations Tighten On Interest Only Mortgages

By Team iBizExpert On February 14, 2022 03:54 PM No Comments

The Abbey says that more than 25% of people who own their homes pay for them with an interest-only mortgage. Their monthly payments are much lower, which makes sense. For example, a GBP125,000 interest-only mortgage with a 5% interest rate and a...

The Health Insurance Portability & Accountability Act

By Team iBizExpert On February 07, 2022 10:48 PM No Comments

In 1996, the U.S. Congress passed the "Health Insurance Portability and Accountability Act," or HIPAA. The act was made to protect health insurance coverage for workers and their families when they lose their jobs or switch jobs. Details about...