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Erasing The Burden Of Debt

By Team iBizExpert On March 27, 2022 08:43 PM No Comments

Because of some costs, we have no choice but to take out loans. These days, everyone is taking out loans. People no longer dislike loans and people who lend money. People now think that loans are the easiest way to get money for hard times or big...

Pros and Cons Of Home Ownership

By Team iBizExpert On March 01, 2022 09:18 PM No Comments

To buy a house or to rent one? I'm sure that many millions of people who want to buy a home have thought about this question. It's a big choice, and both sides have pros and cons. I would like to tell you some of my thoughts. Why...

Is Getting a 30 Year Home Loan a Good Choice?

By Team iBizExpert On February 26, 2022 08:02 PM No Comments

Most people who owned their own homes used to choose to get a 30 year home loan. The total home loan payment is spread out over a longer period of time so that you can pay less each month. Plus, the fixed interest rates for 30 years make it seem...

How To Remove Bad Credit Home Equity Loan

By Team iBizExpert On February 25, 2022 03:35 AM No Comments

Bad credit is the main reason why some homeowners can't get a loan against the value of their home. We called it a "bad credit home equity loan" at my company. If you have bad credit and are trying to fix it, it can help to know how your...

How FICO Can Determine Your Home Loan Approval

By Team iBizExpert On February 25, 2022 11:18 PM No Comments

If you have ever tried to get a mortgage loan, you have probably heard the word "FICO." Even if you've never heard of it, you can be sure that it is used every time you apply for a mortgage loan. It can affect whether your loan application is...

How to Avoid Predatory Lenders in Mortgage Finance

By Team iBizExpert On February 11, 2022 01:23 PM No Comments

It would be unrealistic to think that a huge industry with so much money flowing through "its veins" wouldn't attract scammers and lenders who take advantage of people. First, let's talk about what a predatory lender is. Simply put, it's...

Home Equity Mortgages

By Team iBizExpert On February 11, 2022 01:44 AM No Comments

Home equity mortgages are loans that are backed by the value of the home. Home equity is the difference between how much the house is worth now and how much is still owed on the mortgage(s). A home equity mortgage is also called a second mortgage...

A Guide To Home Mortgage Rates

By Team iBizExpert On February 08, 2022 07:02 AM No Comments

Home mortgages are loans that are used to buy a house. The house itself is used as security for the loan. A home is a very big investment that most people make only once. With home prices going up and loan rates going down, more and more people...

What Is Private Mortgage Insurance?

By Team iBizExpert On February 08, 2022 04:33 PM No Comments

Private mortgage insurance, also known as PMI, is a type of insurance that all new homeowners must buy. This is especially true if their down payment is less than 20% of the value or sale price of the property. Private mortgage insurance is...