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Becoming a millionaire is easy!

By Team iBizExpert On March 21, 2022 07:26 AM No Comments

Every year, thousands of people in the U.S. get their degrees from colleges and universities and join the workforce. When you get your first job, you might be tempted to focus on pay and chances for promotion and ignore...

Vesting and Your 401(k)

By Team iBizExpert On March 10, 2022 08:39 PM No Comments

Do you have a 401(k) account for your retirement? Are you vested yet? Find out if you are fully vested in your retirement account before you move on to your next job. If you don't, you could lose hundreds or even thousands of dollars in...

Retire to Asia - And Why

By Team iBizExpert On March 09, 2022 05:14 AM No Comments

As you read this article, you may realise that the best part of your life could be in Asia, and the best time is now. Most articles about retirement are about where to retire in the United States. The AARP, on the other hand, says that...

Reform Aimed At Personal Finance And UK Savings

By Team iBizExpert On March 09, 2022 04:52 AM No Comments

The Pensions Policy Institute (PPI) has come out with a report that backs up the Pension Commission's recent call for changes to the way the basic state pension is set up. In fact, the report does more than just support the report; it also calls...

Why Did I Borrow From My Pension Plan?

By Team iBizExpert On March 06, 2022 03:46 AM No Comments

Do some research online about borrowing or taking out a loan from your 401(K) plan, and about 99 percent of the sites you visit will tell you never to borrow money from your pension. So why did I take something from yours? I will tell...

Getting Bank Loans when you are Self Employed

By Team iBizExpert On February 24, 2022 12:57 AM No Comments

There was a time when being self-employed made it hard to get credit from a bank. This was pretty much accepted as one of the bad things about being your own boss, along with all the good things, like being able to control your own work life and...

Life Insurance. Bargain Life Insurance When You Take Out A Pension Policy

By Team iBizExpert On February 05, 2022 08:52 AM No Comments

Finally, a good deal on life insurance, but as always, there are conditions. If you start a new pension plan after April 6, 2006, and pay for life insurance at the same time, you can use your tax allowance for pension contributions to...