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Three Steps to Getting in the Right Financial Shape to Buy or Refinance a House

By Team iBizExpert On February 15, 2022 01:18 PM No Comments

As a loan officer, I talk to people every day, and no matter how different they are, I always end up asking the same question: How is your credit? The smarter clients, like those who have bought or refinanced a home before, know exactly how good...

Interest-Only Loans Can Buy More House and More Trouble

By Team iBizExpert On February 12, 2022 05:07 PM No Comments

Interest-only mortgages are spreading like wildfire. They seem to be the answer to rising home prices and incomes that can't keep up. You can buy "more house" and get a big tax break while having a low mortgage payment. I mean, who wouldn't want...

Good Mortgage Broker vs. Bad Mortgage Broker

By Team iBizExpert On February 11, 2022 11:47 PM No Comments

The National Association of Mortgage Brokers (NAMB) says that when buying a home, two out of three Americans use a mortgage broker because of the broker's expertise and wide range of loan products and lenders. But there are so many "experts" out...

Can You Afford A House?

By Team iBizExpert On February 09, 2022 10:31 PM No Comments

Now is the right time to buy a house. Your mind is full of questions like a swarm of angry bees: "How much money can I get? How much must I put down? How much money will I have to pay?" Well, let me suggest that you start with the question, "How...

A Crash Course On Credit Scores

By Team iBizExpert On January 02, 2022 04:29 PM No Comments

Three numbers can have a big impact on someone's life, which is pretty amazing. Here's a quick lesson on what they are and what can happen if you do them. You sit down for the first time to look at your credit report. If your score is...