One of the most important decisions anyone can make is to buy a home. Owning a house is also a big financial commitment on your part, so you shouldn't take lightly any financial decision that affects your home. When the time is right, refinancing...
Most people think it's hard to get a Georgia mortgage refinance after bankruptcy, but it's not as hard as they think. Since you already have a mortgage and will just be replacing it with a new loan, lenders don't see much risk in approving...
Why Should I Refinance My Mortgage? If you already have a mortgage loan, you probably know that mortgage rates have been going down steadily over the years. Don't you wish there was something you could do to take advantage of the drop in interest...
Getting a mortgage refinance has a number of advantages. But the only way to get these benefits is to get a mortgage with a low rate. Even though refinancing a home is the best way to get a fixed-rate mortgage, you might not save money on your...
Before signing a contract, you should think about the closing costs for home refinancing. If you're not careful, you can lose money on closing costs. You can find lower fees by shopping around for lenders, but you might find that other ways to...
Refinancing can help your finances in more ways than just by lowering your rates. Locking in rates can protect you from rates going up, which could cost you more money in the future. You can also change your ARM to one with better caps to keep...
Home equity mortgages are loans that are backed by the value of the home. Home equity is the difference between how much the house is worth now and how much is still owed on the mortgage(s). A home equity mortgage is also called a second mortgage...
If you decide to refinance your mortgage, you will probably save a lot of money. People who bought their homes when interest rates were higher can now get a lower monthly payment because interest rates are going down. Also, refinancing lets you...
Home mortgages are loans that are used to buy a house. The house itself is used as security for the loan. A home is a very big investment that most people make only once. With home prices going up and loan rates going down, more and more people...