When the phone rang, I was making cookies and cleaning up. As I juggled dish towels, the phone cord, and running kids, the voice on the other end told me that she had been a client of mine more than a year ago. She then told me about her family's...
You've worked hard to get to this day, when you graduate from high school. Some people breezed through high school, while others had to work hard. In either case, you've probably been in school for twelve years. What is the one thing you didn't...
It's a very bad idea to get a mortgage loan that lets you pay off your debts and then spend more than you should, which will put you in more debt. Some people might benefit from this type of mortgage, but more often than not, it will make people...
Setting up a budget, sticking to it, and keeping track of everything you spend is the best way to fix and rebuild your credit after it has been damaged. Don't be tempted to file for bankruptcy; you'll ruin your chances for the future. Even...
You should think about how to use good money management skills to build your credit today. The first thing you should do is keep track of what you spend and make a strict budget that you can stick to. Bankruptcy and consolidating debt may add...
When people hear the word "bankruptcy," they often feel scared. For years, the word has been used to mean being poor, unable to pay bills, and worried about money. But is that all there is to bankruptcy? The truth is that many people don't really...
It's not hard to get so deep in debt that you need to file for bankruptcy these days. All of our expenses and debts from loans big and small, credit card bills, and other debts add up and make us feel like we can't do anything about it. You feel...
When it comes to managing credit card debt in our "borrowing nation," things have gotten pretty bad. When a credit card company or a mortgage company tells you to pay off one debt so you can get another one, you know you're in...
Putting together a budget can help you pay off your debts and get out of debt. In fact, the process is not hard. You'll need a piece of paper, a pen, copies of your bills and other expenses, some time, and the will to do it. And to do it well,...
Employers like resumes that show the applicant is independent, active, has an open mind, and has seen more of the world than just their own backyard.
With this in mind, more and more people are taking time off from their studies and jobs...