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Refinance & Mortgage Tips: Your Down Payment Is Key

By Team iBizExpert On February 14, 2022 12:22 PM No Comments
The first thing you need to do if you want to buy a house is figure out how much of a down payment you can make. This may sound like something your dad would tell you, but there are a few good reasons why knowing how much you can put down and...

Mortgage & Refinance Tips: Determining Your Income

By Team iBizExpert On February 13, 2022 08:34 PM No Comments
When you want to refinance, consolidate debt, or buy a house with a mortgage, one of the most important things is how much money you make. That might not seem like much of a surprise, but you might be surprised by how many different ways your...

Mortgage & Refinance Tips: Debt To Income Ratios

By Team iBizExpert On February 13, 2022 06:58 PM No Comments
"DTIs," or "Debt to Income Ratios," are a key calculation that is used when applying for a mortgage to refinance, consolidate debt, or buy a home. Divide your monthly debt payments by your income before taxes to get your debt-to-income ratio....

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