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Long Term Care Insurance, What Am I Protecting?

By Team iBizExpert On April 14, 2022 06:31 PM No Comments

What does insurance for long-term care cover? In some cases, this is a very clear answer. Let's not put the responsibility of taking care of others on our kids, who have their own lives to live. The other answer that makes sense is to protect...

Insurance Policies: Are You Covered? Really Covered?

By Team iBizExpert On April 11, 2022 06:29 PM No Comments

Getting insurance is a no-brainer for a lot of people. What I mean is that most people only think about a few types of insurance when they think about what they really need. 98 percent of people who buy insurance buy the policy that their agent...

What Senior Citizens Need To Know About Private Long Term Care Insurance

By Team iBizExpert On February 08, 2022 04:48 PM No Comments

Seniors and their families in the United States worry a lot about long-term care. Studies have shown that Americans put long-term care second on their list of financial needs, after saving for retirement. Many Americans don't want to think about...

Long Term Care Insurance Should I Get This?

By Team iBizExpert On February 05, 2022 09:34 PM No Comments

Yes, you might want to think about getting long-term care insurance if you don't want to use up your retirement savings and other investments. At the moment, it is thought that the cost of a nursing home is more than $10,000 per month. Imagine...

Long Term Care - The Who, The What and The How

By Team iBizExpert On February 05, 2022 09:18 PM No Comments

Even though life is full of choices, most adults know that the only way to control what they can do in the future is to plan ahead. Financial planners recommend spreading out your investments to make sure you make money. Planners for real estate...

Long-Term Care - The Ignored Need

By Team iBizExpert On February 05, 2022 08:56 PM No Comments

A survey done for the John Hancock Life Insurance Co.* found that most Americans worry they will need long-term care at some point after they retire, but only a small number of them are doing anything about it. It says that 85 percent of the...

Group Long Term Care Insurance: Providing Peace of Mind

By Team iBizExpert On January 31, 2022 06:05 PM No Comments

Sad to say, but about 70% of people will need some kind of long-term care at some point in their lives. Long-term care (LTC) can be expensive, especially if you have to pay for it out of your own pocket. When people get long-term care insurance...

Making the Nursing Home Choice

By Team iBizExpert On January 17, 2022 03:18 AM No Comments

Putting a loved one in a nursing home is a tough choice, but it may be the right one at some point. Doing your homework and trusting your gut will help. The Department of Health and Human Services says that over 1.5 million people get care...