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Long Term Loan Planning
By Team iBizExpert On April 14, 2022 07:19 PM
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To find the best long-term loan deal for you, you need to think and plan ahead. When comparing loan deals and picking one, many people make the mistake of thinking that the lower the APR, the cheaper the loan will be overall, but that's not...
Long Term Care Insurance, What Am I Protecting?
By Team iBizExpert On April 14, 2022 06:31 PM
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What does insurance for long-term care cover? In some cases, this is a very clear answer. Let's not put the responsibility of taking care of others on our kids, who have their own lives to live. The other answer that makes sense is to protect...
Is Your Financial Planner Going To Pay Your Long Term Care Bills?
By Team iBizExpert On April 12, 2022 02:01 PM
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I always ask my clients, "Will your financial planner be willing to pay for your long-term care, and will they have access to good home health care providers?" Many lawyers and advisors are now afraid to tell people not to get long-term care...
Insurance Policies: Are You Covered? Really Covered?
By Team iBizExpert On April 11, 2022 06:29 PM
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Getting insurance is a no-brainer for a lot of people. What I mean is that most people only think about a few types of insurance when they think about what they really need. 98 percent of people who buy insurance buy the policy that their agent...
How To Supplement An Existing Long Term Care Policy Without Paying Premiums
By Team iBizExpert On April 10, 2022 03:47 PM
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There could be a lot of people in this situation...
They were smart enough to buy a policy for long-term care 5–10 years ago. First, I want to say, "Good for them." When you look at the cost of long-term care insurance at different...
How To Choose The Best International Phone Cards
By Team iBizExpert On April 06, 2022 07:54 PM
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It can get pretty pricey to call other countries. There are international phone cards that can help you keep track of how much you spend on international calls. Phone cards are a great way to call someone in another country, so it's important to...
How Are SEP IRAs Established To Save For Retirement
By Team iBizExpert On April 03, 2022 01:09 AM
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A Simplified Employee Pension (SEP) plan is set up when an employer signs a SEP agreement and has a certain number of employees who are eligible to have a SEP-IRA account. For an employee to be eligible for the employer's SEP-IRA plan, they must...
Baby Boomer Couples Cutting Health Care Costs
By Team iBizExpert On March 16, 2022 04:30 PM
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Baby boomer couples can save money on health care by pooling their money to lower the cost of long-term care premiums. Instead of getting long-term care insurance for just one person, advisers and analysts say you can sometimes save money on...
8 Dangers Of Using Phone Cards To Call Overseas
By Team iBizExpert On March 13, 2022 11:46 PM
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To stay in business, phone card companies come up with all kinds of ways to make their cards look like they cost less. Customers who don't know better often buy phone cards based only on how much they cost per minute.
The companies that...
Short-term vs. Long-term stock investment
By Team iBizExpert On March 11, 2022 07:30 PM
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A lot of people look to investing in stocks as a way to make money quickly. But this might not be the best way to invest for people who want to get money back quickly. If you want to save up money over a long period of time, investing in stocks...
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