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How To Work With Creditors Successfully

By Team iBizExpert On April 10, 2022 08:38 PM No Comments
Having to deal with creditors can be very stressful and frustrating, especially if you have a lot of debt and can't pay back what you owe. In this situation, you will definitely want to get along well with your creditors to show that you are...

Credit Cards You Need To Stay Away From

By Team iBizExpert On March 23, 2022 01:41 AM No Comments
These days, credit cards are so helpful, and almost everyone knows it. This means that people want them, and they usually want them quickly. Even credit card companies know this, which is why they often offer "deals" that aren't really deals at...

Credit Card Late Fees - How To Avoid Them

By Team iBizExpert On March 22, 2022 11:48 AM No Comments
People often use credit cards to pay their bills now. It's very convenient because you don't have to take cash out of your pocket to pay. Even though credit cards are easy to use, the company that issues them charges a fee. Paying credit card...

Credit Card Interest Charges - How They Are Determined

By Team iBizExpert On March 22, 2022 11:28 AM No Comments
A well-known saying among lawyers is, "He who pays wrong pays twice." When you compare this to credit cards, it makes the point even more clear. After a big shopping spree with your credit card, it's time to pay it back. But if the rates aren't...

Buying A Bank Certificate Of Deposit - The Advantages And Disadvantages Of Certificate Of Deposits

By Team iBizExpert On March 18, 2022 08:03 AM No Comments
A CD does not mean a compact disc in the world of finance. Instead, it stands for a certificate of deposit. So, if you buy a CD for a certain amount of money through savings and loans or a bank, the bank will pay you a certain amount of interest...

Beg, Borrow Or Steal, Make That Mortgage Payment

By Team iBizExpert On March 17, 2022 11:59 AM No Comments
When someone wants to refinance their mortgage, one of the most common things they say is, "I just missed a mortgage payment, and I want to refinance before it's too late." When I ask them about their credit, most of them say, "Oh, I pay...

An Option Arm Even My Mother Would Love

By Team iBizExpert On March 15, 2022 01:06 PM No Comments
People who call and want to do business with me often ask, "Would you put your mom in an Option ARM?" I used to tell people that my mom had a 15-year mortgage but paid it off in 10 years because she knew she was going to live in her house...

Unsecured Small Business Loans: Easy Financing without Collateral

By Team iBizExpert On March 05, 2022 07:47 AM No Comments
Statistics show that the number of people who want unsecured small business loans has grown quickly in the past few years. People who don't have anything to put up as collateral can get a loan without putting anything up as security. This is...

Unsecured Personal Loans and You

By Team iBizExpert On March 05, 2022 06:23 AM No Comments
There are a lot of different kinds of personal loans out there. If you need a loan, it's important to look at all of your choices before making your final decision. Unsecured personal loans are one type of loan. In this article, we'll talk about...

The Low-Down on Bank Car Loans

By Team iBizExpert On March 04, 2022 08:30 AM No Comments
There are rules about bank car loans. This is the most important thing you'll learn from reading this article. This means that the interest rate on the car loan can't be more than a certain amount per year. This doesn't mean that banks will give...

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