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Hybrid Option Arm Mortgages

By Team iBizExpert On April 10, 2022 12:55 AM No Comments

In today's market, interest rates are higher than they have been in recent years. This means that monthly payments for a traditional 30-year mortgage are getting harder and harder for first-time homebuyers, real estate investors, and property...

Beg, Borrow Or Steal, Make That Mortgage Payment

By Team iBizExpert On March 17, 2022 11:59 AM No Comments

When someone wants to refinance their mortgage, one of the most common things they say is, "I just missed a mortgage payment, and I want to refinance before it's too late." When I ask them about their credit, most of them say, "Oh, I pay...

An Option Arm Even My Mother Would Love

By Team iBizExpert On March 15, 2022 01:06 PM No Comments

People who call and want to do business with me often ask, "Would you put your mom in an Option ARM?" I used to tell people that my mom had a 15-year mortgage but paid it off in 10 years because she knew she was going to live in her house...

What are hybrid loans?

By Team iBizExpert On March 06, 2022 08:11 PM No Comments

In the last few years, more and more people have asked lending companies for alternatives to a traditional mortgage. In response to this huge amount of interest, mortgage lenders came up with hybrid loans. You might be wondering, "What are hybrid...

What Do Interest Rate Hikes Mean For Your Mortgage?

By Team iBizExpert On February 16, 2022 10:12 PM No Comments

If you've read a newspaper or watched the news in the last few weeks, you've probably seen something about mortgage rates and the Federal Reserve banking system. Like many borrowers, you might be curious about how the Fed sets interest rates and...

Hybrid Cars As Alternative Fuel Cars

By Team iBizExpert On February 02, 2022 03:46 AM No Comments

As long as gas prices keep going up, people will keep talking about cars that don't use gas. There are a lot of alternative fuel cars on the market today, like ones that run on ethanol made from corn or bio-diesel cars that can run on the same...

IRS Issues Tax Credit Amounts For GM Trucks

By Team iBizExpert On January 13, 2022 05:46 AM No Comments

As 2006 goes on, the IRS is in the process of giving certain hybrid vehicles tax credit amounts. A number of GM cars just got their prices from the agency. The IRS gives out tax credits for GM trucks. As part of the Energy Policy...