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Using a Second Mortgage for an 80-20 No Money Down Home Purchase Loan
By Team iBizExpert On February 16, 2022 09:22 PM
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Many renters want to buy their own home, but they can't because they don't have enough money for a down payment. If you can pay the same amount each month for a house payment as you do for rent, an 80-20 no money down loan could help you get out...
Danger of Deferred Interest Mortgages: Understanding the Risks of Negative Amortization Home Loans
By Team iBizExpert On February 10, 2022 04:15 AM
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Negative amortisation, or "neg am," happens when a mortgage's minimum payment is less than the monthly interest. This means that the loan balance goes up instead of down. Most of the time, interest-only loans don't add to the amount owed on a...
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