Millions of people in the U.S. are in debt up to their ears. They have to work hard every month just to make the minimum payment, which keeps them in debt for longer. There are a lot of fees for using a credit card. Because of this, it is hard to...
I remember back in the good old days, when I had been through a few bankruptcies and things weren't so great for me, when I couldn't even borrow a cold. If you have bad credit, it's hard to borrow money or get a credit card. If you can get a loan...
You might already own your dream home if you're lucky. Even so, you may sometimes wish you had more money on hand to help you reach your other dreams and goals. If you want to borrow more money to help you reach your goals, having a house could...
Your home is your biggest asset. It doesn't just give you a place to live; it also helps you out financially when you need it. The value you've built up in your home over time can be used as collateral to get loans. There are two kinds of home...
Since home equity loans are backed by the value of the home, banks and other lenders see them as a safer investment than unsecured consumer debt. So, the rate of interest on the debt is based on how much this collateral is worth. Even though the...
Bad credit home loans are loans for home equity that are given to people with low credit scores. Credit companies keep track of people's credit scores by keeping track of how much they pay back on their loans. Low credit ratings can be caused by...