Almost every time you buy something, big or small, you need some kind of credit. You'll use some kind of credit whether you're buying a house, a car, or just some appliances or electronics for your home. When you get a loan, there's a good chance...
If you've ever had to file for bankruptcy, you may be wondering if there will ever be a way to get back on your feet after that. It's possible that the statement was made a few years ago, and you still don't see an end in sight. Here are some...
You may have just gotten your first credit card. If so, you might be happy. After all, having a credit card has a lot of good points. Keeping this in mind, if you're not careful, your credit card could become your worst nightmare if you're not...
Having bad credit is never a good thing. It doesn't mean that you're done having fun, though. There might be some easy things you can do to fix it. One is to get a second credit card. Not just any credit card, but one that will help you fix your...
Your free credit report tells you everything you need to know about your credit history. You can personally ask for your credit report and get the information online. An online service lets you get a "free copy of my credit report" without much...
Many things in our lives these days happen quickly, which is very helpful. We like our food to come quickly, the lines to be short, our cash to be available right away at an ATM, and the service to be fast. Our TV shows and movies have to be over...
Even if you have bad credit, getting a car loan has gotten a little bit easier in recent years. The truth is that some lenders look for people with bad credit to give them money. They are often called "sub prime lenders," and they can give you...
There are many reasons why you shouldn't keep a big credit card balance. Your credit score can go down if you have a lot of debt. They will make you pay interest with your hard-earned money. Now there's another reason not to keep a big balance on...
With the money you get from a home equity loan, you can do a lot of things you might not be able to do otherwise. By using the equity in your home, you could get tens of thousands of dollars, depending on how long you've lived there. But if you...
Sometimes it's hard to get cash, and debt can add up quickly, but if you own your own home, it may be a lot easier than you think to get out of debt. With a home equity loan, you can borrow money based on the value of your home. Here are some...