Health insurance is a must-have these days. Most schools in the United States require that their students have health insurance. Surveys show that almost 30% of US students don't have health insurance and ask their parents for money when they...
Recent changes in the mortgage business have made it possible for you to buy a home with no down payment. This means that getting the house of your dreams is now much easier, and you don't have to save for years. It also works for people who are...
A CD does not mean a compact disc in the world of finance. Instead, it stands for a certificate of deposit. So, if you buy a CD for a certain amount of money through savings and loans or a bank, the bank will pay you a certain amount of interest...
People's banking habits have changed since the invention of the Internet. Most transactions can be done online, and there are ATMs all over cities and towns where you can get cash quickly. You can even use ATMs from banks other than your own...
Even though 95% of Americans have heard of or read about identity theft, a new survey shows that many don't know the difference between direct deposit and paper checks when it comes to security. This puts them at a higher risk for identity theft...
You may have seen their ads and wondered if you should give them a second look. Where am I going with this? Online banks! These are financial institutions that do most of their banking over the internet. They are also called "internet banks."...
At some point, maybe more than once depending on how lucky you are, you will have an emergency that could be solved with a quick infusion of cash, but you are like so many of us who just make it from one paycheck to the next. And you haven't...
Payday loans are short-term loans for small amounts that have high interest rates. They are designed for people who only need a small amount of cash for a short time. It gives people the chance to get cash quickly without having to go through a...
Getting insurance is one of those "life" things you should think about early in your career, especially while you can still work and make money. Not only are younger people better able to pay for insurance, but they also pay less....
How much do your savings get protected by the FDIC?
Older Americans put their savings and trust in FDIC-insured bank accounts because they want to feel safe about the money they've worked so hard to save over the years. Here are a few...