If you have a lot of debt and are struggling to make ends meet each month, you've probably given your options for getting out of debt a long and serious look. You've probably read more than you want to know about consumer credit counselling,...
You work with a debt settlement company so that a professional can negotiate with your creditors on your behalf to lower your total debt. Some debt settlement companies say they can cut your debt by as much as 75 percent. Once you know what debt...
When it's so easy to get credit, it's easy to see how some people can get in over their heads with debt. Everyone wants a nicer car and house, and this is usually possible with credit that is easy to get. Just don't forget that you have to pay...
There are many ways to pay off debt and improve your credit score. Whether or not you can get help to negotiate a debt settlement depends on your own situation. Another great option for almost everyone is to consolidate their debts. You need to...
There are a lot of good ideas out there about what to do if you have bad credit or a lot of debt. But have you ever stopped for a moment and asked yourself, "How did my credit get so bad?"
Bad credit doesn't happen because you thought...
Credit card payments have recently gone through the roof, causing millions of people to look for ways to get out of debt.
While people struggle to make even their minimum monthly payments, credit card companies are making more money than...
Are you sick of worrying about money so much that it keeps you up at night? Do you look at your monthly statements and almost throw up when you see how much interest you've earned? If so, it's time to get serious and realistic about getting rid...
The average American family has credit card debt of more than $9,000, and many people owe much more than this. Unfortunately, people end up in this situation because of a wide range of unplanned events. In fact, a lot of people have used their...
People all over the country are having a hard time making ends meet because times are hard. Thousands of manufacturing jobs have been lost in the Midwest, and thousands more are likely to go away. People have more credit card debt than ever...
A lot of people end up owing a lot more money than they can realistically pay back. If this sounds like you, it's likely that you've looked into your options and decided that negotiating with your creditors for lower credit card balance...